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If the mortgage is not paid

first Months

telephone to ask why the Bank fails to pay.
From this month, you pay debts and interest.

2.-5. Month of non-payment of the mortgage
debt and interest due each month

The bank tried with the customer to negotiate new mortgage conditions. The mortgage can be extended over the years, the result has a low monthly payment.
Longer payment period is greater interest

If the mortgage not continue to operate, will be reprimanded in writing by the bank and enters the possibility of a foreclosure sale.
debt and interest due each month

Approximately after 6 Month filed a foreclosure in court.
debt and interest due each month.

6th to 12 month of the missing mortgage payments

will order the bank all the necessary measures to initiate the foreclosure sale.
debt and interest due each month

If the house sells

If the house during the foreclosure sale is sold and has the proceeds of the debt is payable has not been provided by the court garnishment of wages or other ownership in which the debtor made a seizure or forced sale. As long as is paid to every penny.

is not sold the house

If the house during the foreclosure sale is not sold, can make the bank with the house what she wants and the former owner by a court must leave the house.
The bank will operate out of the house and the objects in the house over it.