The Riester pension covers a wide range of people groups that are worth the Riester pension. These include in particular employees and officials as well as Persons on maternity leave. Jobseekers also found in the duck Riester an attractive form of private pension plans. In addition, offers the Riester pension for freelancers, if the spouse is one of the abovementioned people, as we are eligible for aid so indirectly. Freelancers do not belong to the directly eligible persons. Without Riester offers for them on more of a Rürup pension. Why it is worth the Riester pension? The Riester pension provides for three types of support. Therefore it is worthwhile for so many groups of people. Other forms of private pension plans offer no or little government support. basic allowance: the basic allowance, each who signs a contract Riester and paid the minimum contribution. Since the level of basic allowance of 154 € per year is based on earnings and low income earners receive such a high percentage of funding. Children's allowance: In addition to the basic allowance shall be a parent, an annual Riester child allowance. It is 185 € or even 300 € for all children born from 2008 for which one applies to child benefit. Especially single parents and families by the Riester pension is a very attractive high subsidies, which account in some cases even over 50% of the premiums paid. Additional tax refund: The third component of the funding will ensure that the Riester pension in addition to becoming more attractive the higher the income, because 100% of contributions (up to 2,100 € per year) that flow in a Riester pension, - as offset by the obtained base and child allowances - are tax deductible. As a rule of thumb is therefore: The percentage rate of funding of the Riester pension is always at least as high as your personal tax rate. If your tax rate is 30%, you will receive by the Riester pension funding by at least 30%, by any child benefits may still be higher.
That's something, right?
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